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Money Tips

 
Welcome to the Co-op's collaborative database of money-making and saving tips! Do you have any great ideas you be willing to share them with the rest of us? Now is your chance! If enough of us contribute, before long we'll have an invaluable resource for all homeschooling families!

Homeschool Money Tip

 
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Money Tip  Earn/Save  Contributor 
Save $ on music CDs for your music class
I joined BMG Music Club in order to receive the Classical Kids CDs for my children's Music Curriculum as part of my FREE CDs for signing up with the c...
$60 C B
Avoid 411 Information Call Charges
Phone companies are charging us $1.00 or more
for 411 information calls when they don't have to.

When you need to use the 411 information optio...
$1 or more per call C B
Just say NO
If you decide you really don't need or can't afford an item say no and stick to it. Would you really be able to enjoy it anyway if it saddled you wit...
varies Money Tips Editor
Beware of the Power of Suggestion
It's everywhere- the power of suggestion-who hasn't bought the grocery item that wasn't on their list because there were samples and it tasted good or...
varies Money Tips Editor
Make it Practical
Does everybody else have it so you want one too? Keeping up with the Jones' or having to have the latest cell pones or electronic fads can certainly ...
hundreds/thousands Money TipS Editor
Ask Questions
Are you in the market to buy something, anything? Ask the salesperson lots of questions. Remember the only dumb question is the one you don't ask. D...
varies Money Tips Editor
Your Tax Refund
Try to look at your tax refund as money you've been saving all year and it can now be reinvested. Instead of falling prey to the advertisements for a...
thousands Money Tips Editor
Hot or Cold H2O Down the Drain?
When operating your garbage disposal be certain to use COLD water. Not only will you save on the energy costs you would have used to heat the water, ...
varies Sandra Jacobs
Go Cellular
Do you have both a cell phone and a land line? Consider dropping the land line and you'll save on monthly service fees, taxes and long-distance fees....
at least $20/month Sandra Jacobs
Prepare Your Heating System for Winter
Winter will be here before we know it, so put filters on your shopping list. Changing the filters often in your heating system can save you hundreds ...
hundreds Sandra Jacobs
Host a Clothing Swap Party
Ask your friends and family to thin out their closets and bring everything they want to get rid of to a clothing swap party. Throw the pile in the ce...
varies Sandra Jacobs
Zwaggle for your Baby Needs
OK, OK you may not actually save a full $13,000 but average cost of raising a kid 'til age 2 can top $13,430. So at www.zwaggle.com you can give your...
$13,000 Sandra Jacobs
Microlending
OK this money tip isn't about making money for yourself directly, but about helping others in need around the world to make money.

Check out www....
up to 3% Sandra Jacobs
Foods You Don't Have to Buy Organic
Trying to eat cleaner and better, but watching your budget? According to the Shoppers' Guide to Pesticides in Produce, the follwing foods have the le...
varies Sandra Jacobs
Wash your Clothes for Less
Did you know the average family spends at least two to three hundred dollars in energy costs each year to wash and dry clothes.

You can do like m...
varies Sandra Jacobs
Reduce Credit Offers thru the Mail
Reduce the offers you receive in the mail for credit cards. Call 888-5OPTOUT to get your name off of the credit issuers mailing lists. You'll also r...
varies Sandra Jacobs
Breastfeed Your Baby
Not only can you save $800 or more a year by not buying costly formula and bottles when you brestfeed your baby, but you can also increase their IQ. ...
$800+ a year Sandra Jacobs
One Stop Coupons
Stores can offer some great deals with weekly specials and/or coupons. But if you're like me you don't have a lot of extra time or energy to run arou...
varies Sandra Jacobs
Shop the Snack Food Aisle Last
Simply purchase all of your food for meals first and then go down the snack food aisle last. These snacks are usually convenient foods and are most o...
varies Sandra Jacobs
Lunch Specials
It's great to have a break from cooking once in a while. But with a family and kiddos in tow it can get expensive and stressful. I've started eating...
$5 or more Sandra Jacobs
Change your Vehicle's Air Filter
My vehicle just had an appointment witht the mechanic, and when they showed me the air filter this time it was clearly ready to be changed. The mecha...
up to 100 miles a tank Sandra Jacobs
Searching the Web for Airfare Deals
There are certainly a lot of choices when searching the web for airfare deals. But don't forget to check the actual branded airline sites themselves....
varies Sandra Jacobs
Summer Camp Saving Tips
Summer Camp season is upon us. Here are a few money saving tips when it comes to camp season.

Stay Local - There are lots of camps to choose from,...
hundreds Sandra Jacobs
Create a Wish List
Create a Wish List of what you would like, be it a list of the furniture you would like to update in your home, or how you want to spend your time. A...
varies Sandra Jacobs
Join a Co-op
Well you are obviously already on the right track, you're a Homeschool Buyers Co-op member! But did you know there are other ways to save money as a ...
varies Sandra Jacobs
Helping You Find Online Deals
After you've checked out the Homeschool Buyers Co-op great online deals the following
site claims to be..."The most frequently updated and complete ...
varies Sandra Jacobs
Can't get enough Money Tips?
Need more money tips, check out this site to help curb your Money Tip appetite.

www.money.tips.net

Need even MORE tips? You can can choose from...
varies, can save too Sandra Jacobs
What does your wallet say about you?
Is your wallet in shambles, messy and unorganized or is it neat and tidy? According to Bankrate.com an overly organized wallet with your bills in or...
varies Sandra Jacobs
FREEBIES
Who doesn't want something for free?!? Your friends at The Old Schoolhouse have put together a Freebie directory of over 40 homeschooling related com...
varies Sandra Jacobs
Another way to save on transportation
From Co-op member Kiersten in Ohio

You have some really great tips for saving money on cars! One I didn't see mentioned was saving money on car in...
varies Kiersten Pasciak
Craigslist Baby
I have always been a big fan of www.craigslist.org It's FREE to post and to search. My husband found my current used car on craigslist and a friend ...
varies Sandra Jacobs
GET a Coupon Code
If you are like me you may urk when you see the box for the coupon code in your shopping cart online and you don't have one. Well you could shop at p...
varies Sandra Jacobs
Sell those Gift Cards and MAKE $
Do you have gift cards lying around you may never use? Well now at www.plasticjungle.com you can sell many of those cards for cash, or trade them for...
varies Sandra Jacobs
"Listen" to books for FREE
Listen to downloadable books on line and there are many sites which offer this service for FREE. I found many titles by the author himself on www.rob...
varies Sandra Jacobs
Give your Children the Gift of Investing
One ideal way to teach your children about investing is to give them a gift of stocks from kid-oriented companies. Some companies even have sharehold...
varies Sandra Jacobs
Valentine's On a Budget
The average couple spends $120 on Valentine's Day. Here are a couple of ideas to reduce that number and still stay out of the dog house!

Shine all...
up to $120+ Sandra Jacobs
You are Valuable!
According to Salary.com (the online salary data provider) the average stay-at-home mom’s services (housekeeping, cooking, laundry, etc., and a huge am...
$188,095 Sandra Jacobs
Cost of Living
Thinking of making a move? I checked out the Cost of Living Wizard at www.salary.com and was surprised to find the new area I was thinking about movi...
varies Sandra Jacobs
Make a Piggy Bank
Here's a Money Tip for your kids and a great lesson!

A simple savings lesson with a piggy bank, shoe box, or empty peanut butter jar. Your childre...
varies Sandra Jacobs
Reduced Restaurant Gift Cards
I ran across this site and it looks like a great way to give a gift on a budget that looks far more generous. There are many restaurant gift cards to...
at least $7 Sandra Jacobs
Creative Gift Giving
Get creative this season with your gift giving and SAVE money. You'll still give a great gift...maybe even better because the energy you put into it ...
varies Sandra Jacobs
Christmas Gift Budget
Make a list this year of who you need to buy gifts for and a dollar amount next to each person, total it, and stick to it. Pay for gifts with cash an...
varies Sandra jacobs
Making Money for a Cause
Here is a way to use Pay Pal to help make it easier to raise money for your favorite charity, kids sports team, or whatever other good cause you can t...
varies Sandra Jacobs
Moms Making Money from Home
Looking for additional income while still being at home with your kiddos? A mom friend of mine reccomended the following site: Beyondmotherhood.com ...
varies Sandra Jacobs
Curb Impulse Buying
Impulse buying, or unplanned purchases can account for up two thirds of total purchases. Next time this is about to happen to you ask the store to ho...
varies Sandra Jacobs
Cell Phone Discounts
Who couldn't save on their cell phone bill? Those charges can really start to add up.

Some emplyers offer a discount on your cell phone sevice, new...
up to 20% Sandra Jacobs
Stop the Temptation
Call 888-5OPTOUT to get your name off of credit card company lists who keep sending those "You're Pre-approved" letters. You'll save a tree and be le...
varies Sandra Jacobs
Savings Account that Adds Up
I just found a savings account with a 4.5% interest rate at www.hsbcdirect.com (and no the hsbc has no affiliation with Homeschool Buyers Co-op). The...
up to 4.5% Sandra Jacobs
Bargain for your New Mattress
Most matresses and box springs are basically the same thing with a few additons here or there to make them unique. Depending on your negotiation abil...
up to 50% Sandra Jacobs
Take the Train
When it comes to cutting commuting costs a study by the Surface Transportation Policy Partnership found it was best to take the train. The study look...
varies Sandra Jacobs

 


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