What does your wallet say about you?
Is your wallet in shambles, messy and unorganized or is it neat and tidy? According to Bankrate.com an overly organized wallet with your bills in or... |
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Sandra Jacobs |
FREEBIES
Who doesn't want something for free?!? Your friends at The Old Schoolhouse have put together a Freebie directory of over 40 homeschooling related com... |
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Sandra Jacobs |
Another way to save on transportation
From Co-op member Kiersten in Ohio
You have some really great tips for saving money on cars! One I didn't see mentioned was saving money on car in... |
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Kiersten Pasciak |
Craigslist Baby
I have always been a big fan of www.craigslist.org It's FREE to post and to search. My husband found my current used car on craigslist and a friend ... |
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Sandra Jacobs |
GET a Coupon Code
If you are like me you may urk when you see the box for the coupon code in your shopping cart online and you don't have one. Well you could shop at p... |
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Sandra Jacobs |
Sell those Gift Cards and MAKE $
Do you have gift cards lying around you may never use? Well now at www.plasticjungle.com you can sell many of those cards for cash, or trade them for... |
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Sandra Jacobs |
"Listen" to books for FREE
Listen to downloadable books on line and there are many sites which offer this service for FREE. I found many titles by the author himself on www.rob... |
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Sandra Jacobs |
Give your Children the Gift of Investing
One ideal way to teach your children about investing is to give them a gift of stocks from kid-oriented companies. Some companies even have sharehold... |
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Sandra Jacobs |
Valentine's On a Budget
The average couple spends $120 on Valentine's Day. Here are a couple of ideas to reduce that number and still stay out of the dog house!
Shine all... |
up to $120+ |
Sandra Jacobs |
You are Valuable!
According to Salary.com (the online salary data provider) the average stay-at-home mom’s services (housekeeping, cooking, laundry, etc., and a huge am... |
$188,095 |
Sandra Jacobs |
Cost of Living
Thinking of making a move? I checked out the Cost of Living Wizard at www.salary.com and was surprised to find the new area I was thinking about movi... |
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Sandra Jacobs |
Make a Piggy Bank
Here's a Money Tip for your kids and a great lesson!
A simple savings lesson with a piggy bank, shoe box, or empty peanut butter jar. Your childre... |
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Sandra Jacobs |
Reduced Restaurant Gift Cards
I ran across this site and it looks like a great way to give a gift on a budget that looks far more generous. There are many restaurant gift cards to... |
at least $7 |
Sandra Jacobs |
Creative Gift Giving
Get creative this season with your gift giving and SAVE money. You'll still give a great gift...maybe even better because the energy you put into it ... |
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Sandra Jacobs |
Christmas Gift Budget
Make a list this year of who you need to buy gifts for and a dollar amount next to each person, total it, and stick to it. Pay for gifts with cash an... |
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Sandra jacobs |
Making Money for a Cause
Here is a way to use Pay Pal to help make it easier to raise money for your favorite charity, kids sports team, or whatever other good cause you can t... |
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Sandra Jacobs |
Moms Making Money from Home
Looking for additional income while still being at home with your kiddos? A mom friend of mine reccomended the following site: Beyondmotherhood.com ... |
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Sandra Jacobs |
Curb Impulse Buying
Impulse buying, or unplanned purchases can account for up two thirds of total purchases. Next time this is about to happen to you ask the store to ho... |
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Sandra Jacobs |
Cell Phone Discounts
Who couldn't save on their cell phone bill? Those charges can really start to add up.
Some emplyers offer a discount on your cell phone sevice, new... |
up to 20% |
Sandra Jacobs |
Stop the Temptation
Call 888-5OPTOUT to get your name off of credit card company lists who keep sending those "You're Pre-approved" letters. You'll save a tree and be le... |
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Sandra Jacobs |
Savings Account that Adds Up
I just found a savings account with a 4.5% interest rate at www.hsbcdirect.com (and no the hsbc has no affiliation with Homeschool Buyers Co-op). The... |
up to 4.5% |
Sandra Jacobs |
Bargain for your New Mattress
Most matresses and box springs are basically the same thing with a few additons here or there to make them unique. Depending on your negotiation abil... |
up to 50% |
Sandra Jacobs |
Take the Train
When it comes to cutting commuting costs a study by the Surface Transportation Policy Partnership found it was best to take the train. The study look... |
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Sandra Jacobs |
10 cars with the cheapest insurance
According to the Highway Loss Data Institute the following ten cars are the least expensive to insure-
Volvo XC90
Pontiac Montana (standard mode... |
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Sandra Jacobs |
Cut your A/V cable budget
Top of the line audio/video cables can be priced at more than $100 apiece. While a $5 to $10 gold-plated cable will do the job. The high-end cables pa... |
up to $90 |
Sandra Jacobs |
In the Market for a Microwave?
Are you in the market for a new microwave? Well unless you want to pay for style, you are probably safe going with the less pricey model. I just lea... |
$30+ |
Sandra Jacobs |
Play the Grocery Game
This website will help save up to 60% or more on every shopping trip buying stuff we need and want and no more quickie trips to the store all the time... |
up to 60% |
The Olejarczyk Family |
Dirt Cheap Diapers
The following site gives you directions for making your own cloth diapers and covers for next to nothing!
Fern and Faerie's Dirt Cheap Diapers inst... |
hundreds |
Sandra Jacobs |
Join a Credit Union
Credit Unions can more often than not save you money on lower fees and make you money on higher interest! The nation's credit unions count 90 million... |
save on fees and earn higher interest |
Sandra Jacobs |
Are you Hot? Keep a Cooler House for Less.
Keep your house cooler, use less energy, and spend less money this summer with the following tips-
Get the most from your air conditioning by-
... |
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Sandra Jacobs |
WHEN to buy your ticket
How do you know when is the best time to purchase your airline ticket to receive the very best fare possible? Because timing is everything the follow... |
Hundreds |
Sandra Jacobs |
Negotiate a Higher Salary
When you are hunting for that new job and your foot is in the door save the salary negotiations for last. But, when it does come time for the salary ... |
Thousands |
Sandra Jacobs |
Double the Price Tag and Divide by 60
The actual monthly cost to purchase, insure and operate a car? Double the price tag and divide by 60. That new $20,000 car works out to let's see..... |
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Sandra Jacobs |
Buy Used and Drive It For Ten Years
Compare what you would pay buying new cars and driving for five years to choosing to buy used and drive for at leat ten years.
You'll not only be b... |
tens of thousands |
Sandra Jacobs |
Save Energy Quickly by Changing Your Bulbs
Replace all your incandescent lightbulbs with flourescent bulbs. Incandescent bulbs waste lots of energy in the form of heat, and they don't last as l... |
$30 |
Sandra Jacobs |
Kids Eat $150.00 + of food a month (that's each!)
To save money when it comes to your children's food, try the following tips
:
Try shopping for a week's worth of groceries in one trip.
Homemade ... |
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Sandra Jacobs |
Baby Basics
According to Denise and Alan Fields'"Baby Bargains: Secrets to Saving 20% to 50% on Baby Furniture, Equipment, Clothes, Toys, Maternity Wear and Much... |
Thousands |
Sandra Jacobs |
Buy Regular Gas
Whew with the price of gas these days I was excited to learn the following. Purchase the least expensive gasoline that doesn't make your car engine k... |
at least 10 cents/gallon |
Sandra Jacobs |
The Low-Down on Student Loans
Got kids going off to college? Don't face a lifetime of student loan payments. Keep in mind when it comes to student loans...your total borrowing sh... |
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Sandra Jacobs |
Landscaping
You can expect to pay anywhere from 5% to 15% of your homes value on landscaping. Do the math and that can mean at least $10,000 on a median value Ame... |
Thousands |
Sandra Jacobs |
Can Your Fridge
According to the Environmental Protection Agency, getting rid of the old refrigerator in the garage could save you as much as $150 a year. Appliance u... |
up to $185/year |
Sandra Jacobs |
Skip the All Wheel Drive
All-wheel drive sends power to all four wheels, instead of just the front or the rear axles.
If you live where there's poor weather and often drive i... |
$1500 or more |
Sandra Jacobs |
How Much Should You Really Change Your Oil?
Do you really need to change your oil every 3,000 miles? Manufacturers often suggest 5,000 miles, 7,500 miles or even more miles between oil changes.... |
at least $25/year |
Sandra Jacobs |
Save on Playtime Costs
Your families playtime doesn't have to be so costly. The recreation you arrange for your children is dependent upon your families principles and pocke... |
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Sandra Jacobs |
Involve your Children
Try involving your children in certain money discussions so that they begin to understand its value. Impress upon them the difference between wants an... |
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Sandra Jacobs |
Save on your child's clothing
That's right kids never stop growing. And as they grow, their clothes get more expensive. An eighteen year olds clothing can average $60 a month.
... |
up to $60/month |
Sandra Jacobs |
Save on children's play kitchen
If you've got young children you are going to love this tip! Children's play kitchens can be pretty darn pricey, UNLESS you check out this site http:... |
hundreds |
Sandra Jacobs |
Free Audio Book Download
You can get a free 14 day subscription and download free Audible audio books at this link
:
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Sandra Jacobs |
Direct Deposit Your Paycheck
You may have heard this one before, but it really can cut back on some needless spending. When you direct deposit your paycheck experts agree you wil... |
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Sandra Jacobs |
Sell your teaching ideas!
I just checked out this site but from what I can tell it looks like a great way to make a little money from your teaching ideas! The first 30 days ar... |
85% |
Sandra Jacobs |
