Save $ on music CDs for your music class I joined BMG Music Club in order to receive the Classical Kids CDs for my children's Music Curriculum as part of my FREE CDs for signing up with the c... |
$60 |
C B |
Avoid 411 Information Call Charges Phone companies are charging us $1.00 or more
for 411 information calls when they don't have to.
When you need to use the 411 information optio... |
$1 or more per call |
C B |
Just say NO If you decide you really don't need or can't afford an item say no and stick to it. Would you really be able to enjoy it anyway if it saddled you wit... |
varies |
Money Tips Editor |
Beware of the Power of Suggestion It's everywhere- the power of suggestion-who hasn't bought the grocery item that wasn't on their list because there were samples and it tasted good or... |
varies |
Money Tips Editor |
Make it Practical Does everybody else have it so you want one too? Keeping up with the Jones' or having to have the latest cell pones or electronic fads can certainly ... |
hundreds/thousands |
Money TipS Editor |
Ask Questions Are you in the market to buy something, anything? Ask the salesperson lots of questions. Remember the only dumb question is the one you don't ask. D... |
varies |
Money Tips Editor |
Your Tax Refund Try to look at your tax refund as money you've been saving all year and it can now be reinvested. Instead of falling prey to the advertisements for a... |
thousands |
Money Tips Editor |
Hot or Cold H2O Down the Drain? When operating your garbage disposal be certain to use COLD water. Not only will you save on the energy costs you would have used to heat the water, ... |
varies |
Sandra Jacobs |
Go Cellular Do you have both a cell phone and a land line? Consider dropping the land line and you'll save on monthly service fees, taxes and long-distance fees.... |
at least $20/month |
Sandra Jacobs |
Prepare Your Heating System for Winter Winter will be here before we know it, so put filters on your shopping list. Changing the filters often in your heating system can save you hundreds ... |
hundreds |
Sandra Jacobs |
Host a Clothing Swap Party Ask your friends and family to thin out their closets and bring everything they want to get rid of to a clothing swap party. Throw the pile in the ce... |
varies |
Sandra Jacobs |
Zwaggle for your Baby Needs OK, OK you may not actually save a full $13,000 but average cost of raising a kid 'til age 2 can top $13,430. So at www.zwaggle.com you can give your... |
$13,000 |
Sandra Jacobs |
Microlending OK this money tip isn't about making money for yourself directly, but about helping others in need around the world to make money.
Check out www.... |
up to 3% |
Sandra Jacobs |
Foods You Don't Have to Buy Organic Trying to eat cleaner and better, but watching your budget? According to the Shoppers' Guide to Pesticides in Produce, the follwing foods have the le... |
varies |
Sandra Jacobs |
Wash your Clothes for Less Did you know the average family spends at least two to three hundred dollars in energy costs each year to wash and dry clothes.
You can do like m... |
varies |
Sandra Jacobs |
Reduce Credit Offers thru the Mail Reduce the offers you receive in the mail for credit cards. Call 888-5OPTOUT to get your name off of the credit issuers mailing lists. You'll also r... |
varies |
Sandra Jacobs |
Breastfeed Your Baby Not only can you save $800 or more a year by not buying costly formula and bottles when you brestfeed your baby, but you can also increase their IQ. ... |
$800+ a year |
Sandra Jacobs |
One Stop Coupons Stores can offer some great deals with weekly specials and/or coupons. But if you're like me you don't have a lot of extra time or energy to run arou... |
varies |
Sandra Jacobs |
Shop the Snack Food Aisle Last Simply purchase all of your food for meals first and then go down the snack food aisle last. These snacks are usually convenient foods and are most o... |
varies |
Sandra Jacobs |
Lunch Specials It's great to have a break from cooking once in a while. But with a family and kiddos in tow it can get expensive and stressful. I've started eating... |
$5 or more |
Sandra Jacobs |
Change your Vehicle's Air Filter My vehicle just had an appointment witht the mechanic, and when they showed me the air filter this time it was clearly ready to be changed. The mecha... |
up to 100 miles a tank |
Sandra Jacobs |
Searching the Web for Airfare Deals There are certainly a lot of choices when searching the web for airfare deals. But don't forget to check the actual branded airline sites themselves.... |
varies |
Sandra Jacobs |
Summer Camp Saving Tips Summer Camp season is upon us. Here are a few money saving tips when it comes to camp season.
Stay Local - There are lots of camps to choose from,... |
hundreds |
Sandra Jacobs |
Create a Wish List Create a Wish List of what you would like, be it a list of the furniture you would like to update in your home, or how you want to spend your time. A... |
varies |
Sandra Jacobs |
Join a Co-op Well you are obviously already on the right track, you're a Homeschool Buyers Co-op member! But did you know there are other ways to save money as a ... |
varies |
Sandra Jacobs |
Helping You Find Online Deals After you've checked out the Homeschool Buyers Co-op great online deals the following
site claims to be..."The most frequently updated and complete ... |
varies |
Sandra Jacobs |
Can't get enough Money Tips? Need more money tips, check out this site to help curb your Money Tip appetite.
www.money.tips.net
Need even MORE tips? You can can choose from... |
varies, can save too |
Sandra Jacobs |
What does your wallet say about you? Is your wallet in shambles, messy and unorganized or is it neat and tidy? According to Bankrate.com an overly organized wallet with your bills in or... |
varies |
Sandra Jacobs |
FREEBIES Who doesn't want something for free?!? Your friends at The Old Schoolhouse have put together a Freebie directory of over 40 homeschooling related com... |
varies |
Sandra Jacobs |
Another way to save on transportation From Co-op member Kiersten in Ohio
You have some really great tips for saving money on cars! One I didn't see mentioned was saving money on car in... |
varies |
Kiersten Pasciak |
Craigslist Baby I have always been a big fan of www.craigslist.org It's FREE to post and to search. My husband found my current used car on craigslist and a friend ... |
varies |
Sandra Jacobs |
GET a Coupon Code If you are like me you may urk when you see the box for the coupon code in your shopping cart online and you don't have one. Well you could shop at p... |
varies |
Sandra Jacobs |
Sell those Gift Cards and MAKE $ Do you have gift cards lying around you may never use? Well now at www.plasticjungle.com you can sell many of those cards for cash, or trade them for... |
varies |
Sandra Jacobs |
"Listen" to books for FREE Listen to downloadable books on line and there are many sites which offer this service for FREE. I found many titles by the author himself on www.rob... |
varies |
Sandra Jacobs |
Give your Children the Gift of Investing One ideal way to teach your children about investing is to give them a gift of stocks from kid-oriented companies. Some companies even have sharehold... |
varies |
Sandra Jacobs |
Valentine's On a Budget The average couple spends $120 on Valentine's Day. Here are a couple of ideas to reduce that number and still stay out of the dog house!
Shine all... |
up to $120+ |
Sandra Jacobs |
You are Valuable! According to Salary.com (the online salary data provider) the average stay-at-home mom’s services (housekeeping, cooking, laundry, etc., and a huge am... |
$188,095 |
Sandra Jacobs |
Cost of Living Thinking of making a move? I checked out the Cost of Living Wizard at www.salary.com and was surprised to find the new area I was thinking about movi... |
varies |
Sandra Jacobs |
Make a Piggy Bank Here's a Money Tip for your kids and a great lesson!
A simple savings lesson with a piggy bank, shoe box, or empty peanut butter jar. Your childre... |
varies |
Sandra Jacobs |
Reduced Restaurant Gift Cards I ran across this site and it looks like a great way to give a gift on a budget that looks far more generous. There are many restaurant gift cards to... |
at least $7 |
Sandra Jacobs |
Creative Gift Giving Get creative this season with your gift giving and SAVE money. You'll still give a great gift...maybe even better because the energy you put into it ... |
varies |
Sandra Jacobs |
Christmas Gift Budget Make a list this year of who you need to buy gifts for and a dollar amount next to each person, total it, and stick to it. Pay for gifts with cash an... |
varies |
Sandra jacobs |
Making Money for a Cause Here is a way to use Pay Pal to help make it easier to raise money for your favorite charity, kids sports team, or whatever other good cause you can t... |
varies |
Sandra Jacobs |
Moms Making Money from Home Looking for additional income while still being at home with your kiddos? A mom friend of mine reccomended the following site: Beyondmotherhood.com ... |
varies |
Sandra Jacobs |
Curb Impulse Buying Impulse buying, or unplanned purchases can account for up two thirds of total purchases. Next time this is about to happen to you ask the store to ho... |
varies |
Sandra Jacobs |
Cell Phone Discounts Who couldn't save on their cell phone bill? Those charges can really start to add up.
Some emplyers offer a discount on your cell phone sevice, new... |
up to 20% |
Sandra Jacobs |
Stop the Temptation Call 888-5OPTOUT to get your name off of credit card company lists who keep sending those "You're Pre-approved" letters. You'll save a tree and be le... |
varies |
Sandra Jacobs |
Savings Account that Adds Up I just found a savings account with a 4.5% interest rate at www.hsbcdirect.com (and no the hsbc has no affiliation with Homeschool Buyers Co-op). The... |
up to 4.5% |
Sandra Jacobs |
Bargain for your New Mattress Most matresses and box springs are basically the same thing with a few additons here or there to make them unique. Depending on your negotiation abil... |
up to 50% |
Sandra Jacobs |
Take the Train When it comes to cutting commuting costs a study by the Surface Transportation Policy Partnership found it was best to take the train. The study look... |
varies |
Sandra Jacobs |